For more details refer to the Product Disclosure Statement, or download the form here.Ħ According to. The Pre-existing Condition exclusion(s) shall not be deemed to have been lifted unless agreed to by us in writing. To do so, your Vet will need to certify and provide veterinary records verifying that the Condition remains a Temporary Condition and has not existed, occurred or shown noticeable signs, symptoms or an abnormality for a period of 18 months. If you would like us to review whether a Temporary Condition/s which has been subject to the Pre-existing Condition exclusion in your policy remains excluded, you may apply to us to review the Condition. Whether that is the case will depend on the nature and experience of the condition, and some conditions are eligible for review after an 18-month period – refer to your Policy Booklet for more information, terms and conditions. Limit of one (1) Pet ID Tag per policy year.Ĥ As long as you continue to renew your policy and there are no breaks, lapse or change in the level of cover after your pet reaches the age of 9 (subject to the applicable terms and conditions).ĥ You may apply for a review of a condition that existed or occurred prior to the commencement date of the first policy period or within an applicable waiting period, if it has been excluded from cover as a pre-existing condition. Offer also applies each policy year where you change your contact details or your pet’s tag is lost. We may revoke this offer at any time without notice to you.ģ Offer only eligible to policy holders who continue to hold their policy after the 21-day cooling off period has ended. This offer only applies to new policies for eligible pets under the age of 12 months and cannot be used in conjunction with any other offer. The discount will be spread over the course of the first year and deducted from the standard monthly payment. Claims are assessed subject to policy terms and conditions.Ģ The 2 months free offer entitles you to the equivalent of 2 months free premium over the first year of cover. Testimonials and customer experience may vary depending on individual circumstances. PDS and Target Market Determination available on this website. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. GapOnly ® is only available at participating Vets.Īny advice provided is general only, and does not take into account your individual objectives, financial situation or needs. GapOnly ® is a trademark owned by PetSure. Bow Wow Meow is an Authorised Representative of PetSure. Bow Wow Meow Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, is arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and is promoted and distributed by PetSure’s Authorised Representative (AR) Bow Wow Meow Pty Ltd ABN 76 124 601 127, AR 318913. Terms, conditions, waiting periods, limits, sub-limits and exclusions apply. For details of Bow Wow Meow Pet Insurance cover, refer to the Product Disclosure Statement. Not all conditions are covered by Pet Insurance. Their teeth should also be brushed frequently to prevent periodontitis, which can lead to kidney and heart problems. British Shorthairs can be prone to gum diseases and should be examined regularly as some gum diseases can be potentially life-threatening. Ultrasounds are the best way to diagnose the disease, and some cats can be treated with diet, medication and hormone therapy. Look for symptoms like poor appetite, vomiting, drinking excessively, frequent urination, lethargy and depression. It can cause chronic renal failure if not detected. Polycystic Kidney Disease causes cysts of fluid to form in the kidneys, obstructing them from functioning properly. PKD is a condition that is inherited and symptoms can start to show at a young age. Signs of this disease include anorexia, lethargy, difficulty breathing, coughing, fainting and paralysis of the legs however some cats may show no symptoms. Some cases may not be lethal and can be treated with medication if diagnosed via an echocardiogram. ![]() ![]() It mostly affects older male cats, but can occur in younger cats too. It is caused by the thickening of the heart’s walls. This inherited disease is difficult to diagnose and often the first symptom is sudden death.
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